Banking services based on sustainable development
Trying to provide new banking services on new platforms is an issue that is more visible in time of international sanctions and unfavorable economic conditions of the country. In this regard, during the last decade, the increase of startups as well as their financial sponsors has increased significantly the market approach is more inclined towards providing software-based services.
But in the meantime, transparency is important in facilitating the provision of various banking services to customers which creates an atmosphere with limited decision-makers and various workers, that cause unpredictable future for decision makers.
Iran's banking structure needs are based on development, but what is more important than the word development is the sustainability of development. Targeted decision, alignment of goals in the decision-making elements, accompanying regulatory institutions, regulators and welcome the changes by using common thinking with the wise and knowledge-oriented layer of the banking sector will play an important role in improving the status of providing new services.
Today, we are witnessing that after planning and years of efforts of companies in the field of aid payments, the introduction of new rules and regulations without considering the position of these companies and the rights of their customers has resulted in the elimination of many job opportunities and even the bankruptcy of a large number of businesses have been On the other hand, long and non-transparent decision-making in the field of fee and tax system in the banking network has made it impossible to plan and develop new related services.
By examining the market as well as visiting international exhibitions that have been held in the past year after three years in the banking sector due to covid pandemic, it can be seen that the speed of the targeted development of this sector has increased in comparison with the past and in this regard, the number of new players in the market expands. By using their capacity and allocating space to the new ideas of new companies, the old companies have developed their services and collections that were considered as just a small startup until the last few years. They have become significant opponents in providing banking services.
On the other hand, during the past 5 years, what has always been a concern of some companies active in the field of hardware, is the disappearance of the use of hardware-based equipment due to the development of applications and services based on mobile phones. have been. I have to say yes! You can worry!
As long as the companies in Iran provide their services on the same basis and are afraid of all-round development, they will always carry this concern. Today is no longer the time to put all the eggs in one basket, and companies that do not review and change their development strategy continuously and sustainably will be doomed to failure.
This approach will be very important and effective not only in the field of private companies, but also in regulatory and governance institutions. Paying attention to the fact that agile companies are always ahead of the curve with their knowledge and speed and are ready to accept changes based on development, it is something that high-level institutions should always keep in mind and be ready for.
What has caused the concern and stagnation of a part of knowledge-technology-based development today is the gap between decision-making and supervisory institutions and knowledge-based companies. If we accept that the potential and speed of action in actualizing sustainable development will not be possible without the help of these companies that use young and elite forces, most of the concerns will be resolved.
In 1401, we are at a point where many old and active companies in the banking sector have reached a state of stagnation in providing services and some consider their current income to be sufficient for survival, but with a little foresight, Markets and similar business networks during the last 10 years will come to the fact that without change and development, failure is imminent.
Tomorrow, the convergence between the knowledge, skills and new ideas of the young workers is highly needed, as well as the creation of opportunities for change and sustainable development by companies that want to control the future market, in this regard, strengthen and cooperation development between these groups and governmental institutions and the change of attitude from decision-making to decision-making brings synergy in the banking ecosystem closer to sustainable development.
News source: Transaction Era